Single-story white home with a dark roof, wide two-car garage, and landscaped front lawn.

FHA Closing Hang Ups

Kevin Tamborrino, REALTOR ® January 29, 2016

![blog_2991.jpg](https://ancient-sea-56b3.wade-berlin.workers.dev/production/media/photos_blog_icon/blog_2991.jpg?t=1759356780) January 29, 2016 Author: [Kevin Tamborrino, REALTOR ®](https://toddlocascio.com/agents/Kevin-Tamborrino-real-estate-professional-2074.html "Kevin Tamborrino") ![](https://eu2.contabostorage.com/07def981575845dfa3afee16acf009d1:public.storage/production/images_blog/2074/images/c8895ccf-901b-4b65-a50a-e70034adac2d(1).jpg)Swimming Pools ; Clean it! A nasty, green dirty pool will need to be cleaned. Many underwriters will consider this a health hazard and require it to be sparkly blue and clean. ![](https://eu2.contabostorage.com/07def981575845dfa3afee16acf009d1:public.storage/production/images_blog/2074/images/87562305_XS.jpg)Heating/Cooling; FHA only requires a heat source, a permanent heat source. A fireplace or wood stove is NOT a permanent heat source. Central air conditioning is not required, but if installed, must be operational. ![](https://eu2.contabostorage.com/07def981575845dfa3afee16acf009d1:public.storage/production/images_blog/2074/images/removed-outlet-covers.jpg)Electrical wiring; No exposed wires! This includes something as simple as a missing outlet cover or ceiling fixture. The wiring must be covered. These are just a few things that I find many times when performing FHA appraisals for lending. Every one of them can trigger a repair requirement. It may hold up your closing while you get the items fixed and wait for additional inspections that will be required. # Featured Listings Featured Listings [![](https://cdn.photos.sparkplatform.com/hmls/20250209171518266748000000-o.jpg) 15014 Duck Hawk Road ](https://toddlocascio.com/listings/2251442-15014+duck+hawk+road-brooksville-fl-34614) Featured Listings [![](https://cdn.photos.sparkplatform.com/hmls/20250701223258415636000000-o.jpg) 8216 Stockholm Street ](https://toddlocascio.com/listings/2254410-8216+stockholm+street-brooksville-fl-34613) Featured Listings [![](https://cdn.photos.sparkplatform.com/hmls/20250203173010120319000000-o.jpg) 6113 Freeport Drive ](https://toddlocascio.com/listings/2251355-6113+freeport+drive-spring+hill-fl-34606) Featured Listings [![](https://cdn.photos.sparkplatform.com/hmls/20250517022220158394000000-o.jpg) 0 Fernleaf Drive ](https://toddlocascio.com/listings/2253584-0+fernleaf+drive-hernando+beach-fl-34607) Featured Listings [![](https://cdn.photos.sparkplatform.com/hmls/20250517014703324762000000-o.jpg) 3338 Fernleaf Drive ](https://toddlocascio.com/listings/2253585-3338+fernleaf+drive-hernando+beach-fl-34607) Featured Listings [![](https://cdn.photos.sparkplatform.com/hmls/20250213135907698588000000-o.jpg) 11425 Billingham Boulevard ](https://toddlocascio.com/listings/2251354-11425+billingham+boulevard-spring+hill-fl-34609) Featured Listings [![](https://cdn.photos.sparkplatform.com/hmls/20241207165037741205000000-o.jpg) 11405 Warm Wind Way ](https://toddlocascio.com/listings/2250469-11405+warm+wind+way-weeki+wachee-fl-34613) Featured Listings [![](https://cdn.photos.sparkplatform.com/hmls/20250504152704900592000000-o.jpg) 0 Duck Hawk Road ](https://toddlocascio.com/listings/2253246-0+duck+hawk+road-weeki+wachee-fl-34614) [See All of Our Listings](https://toddlocascio.com/listings.html) ‹›
White single-story home with a covered porch, curved driveway, and landscaped garden.
Raised waterfront home with palm trees, a pool, and a wooden dock beside calm water.
Aerial view of a wooded parcel outlined in yellow, with a small building and green map pin.
Two-story beige stucco house with arched windows, a covered porch, and white privacy fencing.
Grassy property with tall palms in curved mulch beds beside a road.
Single-story light-colored house with arched windows, front lawn, and American flag.
White stucco home with arched entry, decorative double doors, and a two-car garage.
Single-story white home with a dark roof, wide two-car garage, and landscaped front lawn.

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